Nabil Bank Limited

Sector: Commercial Banking

Summary

Nabil Bank Limited (NABIL) is a leading commercial bank in Nepal. The bank recently proposed a 15.80% dividend (5% bonus shares and 10.80% cash) for ordinary shareholders and previously reported strong annual financial growth alongside improving non-performing loan ratios. Recently, Nabil launched a USD Special Savings Account targeting foreign currency earners, expanding its product offerings. The bank also introduced education loans with specific collateral requirements, continuing its product diversification. It is actively recovering dues through auctions, including recent notices for collateral assets in Siraha and Galchhi, and has consolidated branches in Bishalnagar. Additionally, Nabil Bank is distributing new Dashain banknotes from five designated branches, supporting festive season banking needs. Most recently, Nabil launched a paperless virtual credit card accessible via its mobile app in partnership with Fonepay, enhancing its digital banking services.

Recent moves

21/10Up +0.18% to Rs 547.0 — no specific news; moved with broader market trend.

20/10Up +0.18% to Rs 547.0 — no specific news; moved with broader market trend.

19/10Up +0.18% to Rs 547.0 — no specific news; moved with broader market trend.

16/10Up +0.18% to Rs 547.0 — Nabil Bank launched a paperless virtual credit card via nBank app.

15/10Up +0.55% to Rs 544.0 — no specific news; moved with broader market trend.

14/10Up +0.56% to Rs 542.0 — no specific news; moved with broader market trend.

13/10Up +0.02% to Rs 537.2 — Nabil Bank distributing new Dashain banknotes at five branches.

12/10Up +0.47% to Rs 538.7 — Auction notice for loan collateral assets in Galchhi branch.

11/10Up +0.36% to Rs 538.0 — Nabil Bank merged Bhatbhateni and Maligaun branches into Bishalnagar.

08/10Up +0.02% to Rs 533.0 — No specific news; moved with broader market trend.

07/10Up +0.11% to Rs 531.6 — Issued 7-day auction notice for collateral assets in Siraha.

06/10Up +0.70% to Rs 531.0 — No specific news; moved with broader market trend.

05/10Down -0.28% to Rs 527.2 — No specific news; moved with broader market trend.

02/10Up +0.04% to Rs 528.7 — No specific news; very light volume trading.

01/10Down -1.55% to Rs 530.7 — No specific news; price declined amid auction and promoter share sale announcements.

30/09Down -0.18% to Rs 566.0 — No specific news; slight dip despite USD savings account launch.

26/09Up +0.52% to Rs 562.9 — No specific news; steady trading continues.

25/09Up +0.52% to Rs 562.9 — Issued 35-day loan repayment notice to defaulting borrowers.

24/09Up +0.52% to Rs 562.9 — No specific news; steady trading continues after AGM dividend announcement.

23/09Up +0.52% to Rs 562.9 — No specific news; steady trading after AGM dividend announcement.

Context

Nabil Bank has proposed a 15.80% dividend consisting of a 5% bonus share and a 10.80% cash dividend, subject to central bank and AGM approval. In debt financing, the bank appointed Global IME Capital as the issue manager for its Rs 4 arba 10-year debenture at 5.5% interest. Earlier in the year, the bank posted a 33% increase in net profit to Rs 7.91 billion alongside an improved NPL ratio of 3.37% down from 4.96%, while also dismissing earlier data leak allegations as baseless. Recently, the bank has been auctioning mortgaged properties in Rupandehi, Chitwan, Siraha, and Galchhi due to borrower defaults despite prior notices, indicating active loan recovery efforts.

Nabil Bank also recently opened applications for its 7th SSE Fellowship and Certificate Course, continuing its engagement in educational initiatives. Additionally, the bank is among those leading a slight decline in fixed deposit interest rates in Ashoj, reflecting broader sector interest rate trends. The bank consolidated its Timure branch into Dhunche after flood damage and recently merged its Bhatbhateni and Maligaun branches into a single branch in Bishalnagar, showing operational adjustments and branch rationalization.

On 2026-09-22, Nabil Bank convened its 42nd Annual General Meeting where it declared dividends and announced the book closure date, marking an important event for shareholders.

On 2026-09-25, Nabil Bank issued a 35-day loan repayment notice to borrowers who have defaulted, signaling continued efforts to recover overdue loans and strengthen asset quality.

On 2026-09-29, Nabil Bank launched a USD Special Savings Account aimed at foreign currency earners, offering benefits including digital and international transaction features, expanding its product portfolio to attract remittance inflows and foreign currency holders.

Nepse adjusted share prices of Nabil Bank following the bonus share announcement on 2026-09-30, reflecting corporate actions in the market.

On 2026-10-01, Nabil Bank opened a sale of 125,000 promoter shares for existing promoters and reiterated its auctioning of mortgaged properties to recover dues, continuing its focus on loan recovery and shareholder restructuring.

On 2026-10-01, Nabil Bank also launched education loans with new collateral rules, targeting students going abroad, particularly to Australia and New Zealand, adding to its loan product offerings.

On 2026-10-07, Nabil Bank issued a 7-day auction notice for collateral assets in Siraha, continuing its active loan recovery efforts through auctions of defaulted collateral properties.

On 2026-10-11, Nabil Bank merged its Bhatbhateni and Maligaun branches into a consolidated branch in Bishalnagar, streamlining operations.

On 2026-10-12, Nabil Bank's Galchhi branch invited sealed bids for auction of loan collateral assets, continuing its active loan recovery strategy.

On 2026-10-13, Nabil Bank began distributing new Dashain banknotes from five designated branches, facilitating customer access to fresh currency ahead of the festival season.

On 2026-10-16, Nabil Bank launched a paperless virtual credit card accessible via its nBank mobile app in partnership with Fonepay, marking a significant step in its digital banking services.